Providing Mount Joy Drivers with Affordability and Versatility

Now that you've selected the new or used vehicle that you want, it's time to determine how you will be financing that automobile. At our dealership, we provide you with a few different options that make it possible to take home your dream vehicle at an affordable price point. We want you to be able to adhere to your budget while still being able to secure all of the different features that you crave in a vehicle. Our team will walk you through each step of the process. Start the application process or read on below for more information.

Buying vs. Leasing

We frequently break down the pros and cons of buying or leasing an automobile for our clients. Purchasing a vehicle means that you will own it once it has been paid off. This time frame will depend on the duration of the loan, which is usually 72 months on average. Being that you own your vehicle, you have the option of making modifications as you see fit. There aren't any limitations to the mileage you can accrue.

Leasing a vehicle is a little different. A typical automobile lease will last anywhere from two years to four years. You will pay a monthly amount for your vehicle, turning it back in when your loan is up. At that point, you can choose another vehicle to lease or purchase. During the period of your lease, you may be limited to the number of miles that you can accrue. You usually cannot make any modifications to the vehicle.

The Process of Applying for Credit

When you apply for credit prior to selecting a vehicle, you will have a better understanding of what you can afford. We provide you with this opportunity at our dealership. You can also apply for financing online.

If you have questions about the process of financing a new or used vehicle, reach out to our team here at our dealership.

2023 Chevrolet Equinox LS

  • Hondru Price: $17,485
Mileage: 42,003 miles miles, MPG Range: 26/31 mpg, MPGe: 28 mpg, Engine: 1.5L i-4, Transmission: Automatic, Drive Line: FWD, Exterior Color: Mosaic Black Metallic, Interior Color: Gray,Stock #: 26Z044A
  • Carfax One Owner

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Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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Disclaimer: The Manufacturer’s Suggested Retail Price excludes tax, title, license, dealer fees and optional equipment. Dealer sets final price.

1Dealer Discount applied to everyone